Services and the In Phase Wealth Management difference
The platform and services are designed to elevate your experience by leveraging technology to streamline the process of managing complex finances and give you confidence in your life's major financial decisions.
In Phase
Wealth Management
Investment Management
Implement a holistic and tax efficient portfolio
Financial Planning
Stock Compensation Planning
Retirement Income Planning
Wealth Transfer Planning
College Planning
DYI + Robo
Traditional Advisor
Services
Core Services
Investment Management
Personalized, tax-focused investment management that is actively managed to adapt to changes in your circumstances and the market investment environment.
Financial Planning
Financial planning tailored to your unique circumstances and life stage, rather than a generic template, empowers investors to make informed decisions that bring confidence to your financial life.
College & 529 Planning
I create educational and college savings plans that fit your overall financial picture and take advantage of tax-favored accounts.
Advanced Planning
Stock Compensation Planning
RSUs, ISOs, NQOs, and ESPPs each carry different rules and tax consequences. I help you understand your grants, plan exercise and sale timing, and reduce concentration risk.
Retirement & Financial Independence Planning
I help answer the real questions: when you can scale back, how you should invest, how much you can spend, what risks you need to manage, and how to manage taxes along the way.
Wealth Transfer Planning
Helping high-income families in San Mateo and the Bay Area put a thorough wealth transfer plan in place — so your assets move to the people and causes you care about as smoothly as possible.
The Process
I work with investors using an interactive data-driven online process to understand their current financial situation and progress. From this analysis we can identify areas to focus on and investment options to drive your plan's performance. We then track your net worth and plan's progress through an interactive planning portal. See the portal in action below.
Pricing plan options
I strive to provide simplicity and transparency in the pricing of my services. Whether you’re looking to start wealth-building, plan for a stock award, optimize your financial life or prepare for financial independence, I offer flexible pricing and planning options that evolve as your needs change.
Wealth Builder
For professionals focused on building wealth strategically.
What's included
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Personalized Investment Allocation
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Foundational Financial Planning
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Personalized financial guidance from a dedicated advisor when you need it
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Major life event guidance
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Corporate Benefit Review
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On-line frictionless platform
May be right for you
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Looking to develop a wealth building plan for saving and investing
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Equity compensation earners
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High earner, not rich yet (HENRY)
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Pre-liquidity startup employees
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Planning a house purchase
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Want a college savings plan
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0-1M investable assets
How you pay
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Flat 1% fee on any assets managed
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Advanced financial planning fee if needed
Wealth Manager
For established professionals looking to optimize and streamline their financial lives with a comprehensive and time-tested process.
What's Included
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Comprehensive approach to investment management, financial planning, tax planning, wealth transfer planning and risk management
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Personalized tax efficient investment allocation
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Advanced financial planning
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Personalized financial guidance from a dedicated advisor when you need it
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On-line frictionless platform
May be right for you
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Looking to organize and optimize your financial plan and process
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Want professional management of investments
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Need a stock compensation plan
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Want help with Inheritance transition(inherited IRA)
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Looking to implement a Roth IRA conversion plan
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1099 income earner
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Tax strategy seekers
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$1M - $5M investable assets
How you pay
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A tiered fee structure based on the assets managed.
Financial Independance
For those who have accumulated wealth and are seeking to preserve and grow their wealth to support their lifestyle.
What's Included
All of Wealth Manager plus
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Advanced Planning
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Tax-efficient distribution Strategies
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Philanthropic planning
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Wealth Transfer Planning
May be right for you
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Looking to drive tax efficient income or withdrawals from investments
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Tax strategy seekers
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Looking to implement a Roth IRA conversion plan
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Need an legacy/estate plan
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Looking for risk management
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Has philanthropic goals
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Want a online platform with a transparent fee structure
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$5M+ Investable assets
How you pay
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A tiered fee structure based on the assets managed.